Dampak Krisis Perbankan terhadap Kesejahteraan dan Ketenagakerjaan : Aplikasi Structural Path Analysis pada SAM Indonesia

Penulis: Sigit Setiawan, S.T, Agunan Paulus Samosir, SE

One of the policies taken by government to control the crash of rupiah in 1998 was high interest rate policy. But, the cost of that policy was the crash of banking sector caused by the negative spread. As a consequence, the operations of many banks were stopped (liquidated). Another effect caused by the high interest rate policy s the stuck of credit to real sector. This paper is intended to analyze how the impact transmissions of banking sector crisis on each economic agent using Social Accounting Matrix (SAM) approach. Based on the analysis result, the kind of economic agent getiing the hardest hit of banking crisis is firms, especially on real estate and construction sector. While on household group, the household close to financial sector which suffers the hardest hit, those are urban rich household and rural rich household. On worker group, the hardest hit impact of bankking crisis is suffered by skillful workers, those are clerical workers, not only in banking sector but also in sectors which are

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